Financial Planning Services

MB+M Services | Financial Planning Services | Trust Deeds

Risk Management and Insurances

• Key person insurance and succession planning
• Assessment of your existing insurance policies
• Advice on term insurance
• Income protection/replacement strategies
• Trauma (heart attack, stroke, cancer etc.) cover
• Business expenses insurance and buy/sell insurance
  

Investment strategies

• Strategies for wealth creation
• Retirement and estate planning
• Advice on asset allocation between fixed interest, property and shares including derivatives, both direct and via managed funds
• Construction of long term diversified and appropriately weighted share portfolios
• Advice and research on all managed funds and direct shares
  

Effective Full Service Sharebroking Operation

• Direct access to live share prices, company reports, charting and research
• Share broker research is available on all listed shares
• Direct computer link to instantly transact buy/sell orders on behalf of our clients
• State of the art computer system automatically updates and monitors share portfolios
• Instantaneous computerized portfolio valuations and weighted sector analyses
• Portfolio Review Service which includes continuous monitoring, written reviews, capital and income recording for taxation purposes
  

Retirement Planning and Centrelink Benefits

• Advice on the implications of the Government’s Retirement Income Policy
• Planning for your monetary and lifestyle needs in retirement
• Advice on different types of Government benefits available
• Liaising with Centrelink on your behalf
• Advice about aged care fees and strategies to minimize their cost
  

Superannuation, Tax Planning and Self-Managed Superannuation Funds (SMSF’s)

• Advice on superannuation planning and tax advantages available
  
• Establishment of self-managed superannuation funds
  
• Review of your SMSF investment portfolio.
  
• Preparation of an investment strategy for SMSF as required by legislation
  
• Estate planning – review of current death nominations in place within superannuation fund and review of the funds current trust deed with respect to death nominations, benefits payable on death and type of benefit payable
• Retirement planning – determining how much you require net after tax to comfortably live in retirement, including the lump sum required to provide the income calculated
• Taxation advice regarding structuring retirement income and assets with regard to tax effective strategies available
• Pension planning
  
• Advice regarding sale of business and proceeds received
  
• Advice regarding employers SGC obligations and payment of superannuation
  
• Advice on ensuring your fund remains compliant or helping you address any compliance issues
  
• Superannuation strategies
  
  • Implementation of transition to retirement strategy
    
  • Advice regarding salary sacrifice of superannuation
    
  • Advice regarding payment splits and court orders regarding accessing superannuation on marriage breakdown
    
  • Succession planning – passing superannuation assets (ie: business real property) to future generations
    
  • Instalment Warrant trusts and gearing options available
    
  • Advice provided regarding accessing Capital Gains Tax Small business concessions on the sale of business and rolling over funds into superannuation.
    
  • Advice regarding splitting contributions received with your spouse.