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End of Financial Year scarily close …
13/06/17

End of Financial Year scarily close …

Deadline looms for SMSF's additional contributions Article provided by Adviser Voice Adviser Voice SMSF trustees looking to take advantage of the higher contribution caps for concessional and non-concessional contributions that end on 30 June 2017 need to ensure any additional money is in their SMSF bank account before the end of the financial year.   SMSF Association Chief Executive Officer, John Maroney says: “Trustees sometimes leave it until the last minute to make either con....

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Why a company that is turning over $10 million is still a small business
15/06/16

Why a company that is turning over $10 million is still a small business

By Peter Strong and David Gregory What does $10 million in turnover mean? Firstly it isn’t profit. We wish it were. The federal budget has changed the definition of small businesses from one that has “a turnover of less than $2 million” to one with “a turnover of less than $10 million”. The number of businesses that turn over between $2 million and $10 million is 93,040, according to figures from the Australian Tax Office. Nearly all those 93,000 businesses will be employers ....

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Get a Super Top up from the Government
10/05/16

Get a Super Top up from the Government

[table id=2 /] How does it work? The Government co-contribution is an initiative to help eligible low to middle income earners boost their retirement savings. If your total income1 is less than $35,454 p.a. and you make personal (i.e. after-tax) contributions to your super any time this financial year, the Government will match your contributions on a $0.50 per dollar basis up to $500. If your total income1 is less than $50,454 p.a. the Government’s matching rate will be reduced as per the t....

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2016 Federal Budget Update
06/05/16

2016 Federal Budget Update

On Tuesday, 3 May 2016, the Federal Treasurer, Scott Morrison, revealed his first Federal Budget. The Budget announcements include some major superannuation tax changes, and other measures which impact individual income tax, small businesses, and corporate taxation. We at MB+M are here to help you make smart financial decisions now so that you can have a beautiful financial future.  One way we do that is through careful tax planning! If you haven’t met with us yet, now is the time to conta....

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SuperStream Deadline approaching!
19/02/16

SuperStream Deadline approaching!

The new way of processing Superannuation Payments is almost here. In its bid to streamline the processing of transaction for superannuation funds, the ATO has introduced SuperStream. The main aim of SuperStream is to ensure employer superannuation contributions are paid in a consistent, timely and efficient manner. The key component of SuperStream is that it is compulsory to make your superannuation contributions online with products that are SuperStream compliant. The easiest way to becom....

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Choosing the Right Accounting Software
14/04/15

Choosing the Right Accounting Software

Many businesses start out recording financial data in spreadsheets and using an adding machine to balance their budget. While this is a necessary phase, business owners will soon be confronted by the reality that they can’t do it all on their own. A study by software company Xero showed that the two biggest mistakes small businesses make are failing to keep financial records up to date and misunderstanding their tax obligations.   Financial software, coupled with best p....

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Your Financial Adviser may offer you services through OzPlan Financial Services Pty Ltd and MB+M Pty Ltd which are each separate businesses. Although the same Adviser may offer you services under the above businesses, each business is solely and separately responsible for the advice they each provide. In particular, OzPlan Financial Services Pty Ltd, Australian Financial Services Licence No. 221235, is only responsible for financial planning services.