End of Financial Year scarily close …

End of Financial Year scarily close …

Deadline looms for SMSF's additional contributions Article provided by Adviser Voice Adviser Voice SMSF trustees looking to take advantage of the higher contribution caps for concessional and non-concessional contributions that end on 30 June 2017 need to ensure any additional money is in their SMSF bank account before the end of the financial year.   SMSF Association Chief Executive Officer, John Maroney says: “Trustees sometimes leave it until the last minute to make either con....

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10 steps to financial security in your 30’s

10 steps to financial security in your 30’s

Being 30 today is very different from what it may have looked like for our parents. Article from BT. While many baby boomers were married with children by the age of 25, people today are settling down later, taking time in their 20's to establish their careers and explore the world. This makes financial security potentially both easier and harder to achieve. While 30-somethings today have more time to establish themselves career-wise, they're less likely to have stayed in the same job, or t....

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Changes to Age Pension Assets Test

Changes to Age Pension Assets Test

The government's changes to the Age Pension could affect your ability to plan for a comfortable retirement. Article from AMP Recent reports (1) suggest that more than 300,000 Age Pensioners will have at least part of their pension cut, with just under 100,000 of these people losing all Age Pension entitlements, taking effect from January 2017. The Age Pension and assets test explained The Age Pension provides income support and access to a range of concessions for eligible older Australian....

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Why a company that is turning over $10 million is still a small business

Why a company that is turning over $10 million is still a small business

By Peter Strong and David Gregory What does $10 million in turnover mean? Firstly it isn’t profit. We wish it were. The federal budget has changed the definition of small businesses from one that has “a turnover of less than $2 million” to one with “a turnover of less than $10 million”. The number of businesses that turn over between $2 million and $10 million is 93,040, according to figures from the Australian Tax Office. Nearly all those 93,000 businesses will be employers ....

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How to Create a Vision for Your Business

How to Create a Vision for Your Business

You will notice that every major company in the world has a vision or mission statement ­ a broad, futuristic idea of what the company will achieve and look like in the future. The five­step process can help you achieve there, but you need to know where "there" is first. I know you must be eager to jump into marketing strategies and get more people flowing through the door, or more sales ringing through the till. Be patient ­ this is important work that will build and contribute to you....

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Get a Super Top up from the Government

Get a Super Top up from the Government

[table id=2 /] How does it work? The Government co-contribution is an initiative to help eligible low to middle income earners boost their retirement savings. If your total income1 is less than $35,454 p.a. and you make personal (i.e. after-tax) contributions to your super any time this financial year, the Government will match your contributions on a $0.50 per dollar basis up to $500. If your total income1 is less than $50,454 p.a. the Government’s matching rate will be reduced as per the t....

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