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Will your insurance in your Super be cancelled on July 1?
03/06/19

Will your insurance in your Super be cancelled on July 1?

Superannuation reforms are coming in to effect from 1 July 2019.  Super funds will be cancelling insurance cover and closing accounts with balances  considered small and inactive, to eliminate unnecessary account erosion from fees and insurance premiums. What’s small or inactive? Where the balance is less than $6,000 OR no contributions have been made in the last 16 months. Am I affected? If you have less than $6,000 in your account, you will be affected if you haven’t contri

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FBT Fact Sheets
29/03/19

FBT Fact Sheets

FBT Fact Sheets Interested in understanding more about Motor Vehicle or Meal & Entertainment Fringe Benefits? Download these informative fact sheets ... What is a Car Fringe Benefit Factsheet FBT - Meal and Entertainment Factsheet  

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3 SMSF Myths
29/03/19

3 SMSF Myths

3 SMSF Myths   Let's have a look at some Self Managed Superannuation Fund (SMSF) Myths. Myth #1 Are SMSF's suitable for everyone? It may come as a surprise, but SMSFs are not for everyone. So, the next time a friend at a BBQ starts talking about their SMSF, remember that the option to take control of your superannuation needs to be right for your circumstances. SMSFs are appropriate for those individuals who have the time, superannuation balance, and financial knowledge to seek c

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Keep in control of your Xero purchases
22/01/19

Keep in control of your Xero purchases

Being in control of your bills, costs and purchases is key in promoting positive cash flow for your business – and keeping your finances in excellent shape. With Xero as your core financial management platform, you can easily see which bills need paying, when they’re due and how much money you have in the bank to pay them. Keeping track of your purchases The Xero Dashboard is the easiest way to keep track of your purchases and outstanding bills. All the key numbers are located here to h

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How do I clearly define my target market?
16/01/19

How do I clearly define my target market?

Firstly, we must ask what does it mean to define a target market? From the moment you came up with your business idea, you probably had a specific customer in mind. When you tweak your service or product, you do it with them in mind. When you write your promos, you highlight the features that will interest them most and use language they understand. This is a great way to think. It gives focus to everything you do, but you’re probably making a lot of assumptions about what your target cu

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Starting a new business? Let’s make a plan!
08/01/19

Starting a new business? Let’s make a plan!

‘Fail to plan, plan to fail’, as the saying goes. If you’re going to create an effective, successful and profitable business, you need to create a solid strategic plan. Your business plan is the route map that defines your goals, explains your strategy and gives real direction to the everyday running of your company. So what should you include in your plan? To create a truly robust and meaningful plan, here’s 5 key elements you must include: 1   Outline your vision Explain W

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Your Financial Adviser may offer you services through OzPlan Financial Services Pty Ltd and MB+M Pty Ltd which are each separate businesses. Although the same Adviser may offer you services under the above businesses, each business is solely and separately responsible for the advice they each provide. In particular, OzPlan Financial Services Pty Ltd, Australian Financial Services Licence No. 221235, is only responsible for financial planning services.