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IT’S TIME TO BECOME A FIRST HOME SUPER SAVER!
18/10/18

IT’S TIME TO BECOME A FIRST HOME SUPER SAVER!

First Home Super Savers Scheme The average house price in Shepparton is $273,000. Unless you win the lotto or strike gold, this means you most likely need to get a mortgage. As a rule of thumb, a 20% deposit is a good starting point. Using the above price of $273,000, this means you should be aiming for $54,600 as deposit. In other words, the equivalent of 3,640 smashed avo meals. The government introduced a scheme in 1 July 2017 to help give your deposit a boost. This is known as the

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Have you considered what you will do if an unexpected event occurs?
09/10/18

Have you considered what you will do if an unexpected event occurs?

Have you considered what you will do if an unexpected event occurs? Your SMSF is a long-term plan.  Much can happen during this time including illness, incapacity or death of a member. It is best practice to have contingency plans in place to deal with unexpected events. For example, if a Fund member dies, leaving you as the sole member are you happy to continue with the SMSF? Outlined are some issues to consider planning for as Trustees.  Leaving the planning to when, and if an event h

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DISCOVERED: Insurance policies cancelling out one another!
03/10/18

DISCOVERED: Insurance policies cancelling out one another!

Are you sure you can claim on all your insurance policies? With the Royal Commission making headlines again due to the release of the Interim report, we felt it topical to discuss some of the major issues. The Royal Commission (RC) certainly isn’t boosting consumer confidence when it comes to insurance claims. The insurance industry was the last under fire and raised serious concerns amongst consumers. Unfortunately, Health Insurance and Personal Insurance policies (i.e. Life, Permanent

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Xero online invoicing – a faster way to get paid
26/09/18

Xero online invoicing – a faster way to get paid

Ready to get paid faster than the speed of light? Xero online invoicing removes the limitations of using traditional paper invoices to get paid. Xero's built-in online invoicing features let your business carry out the whole invoice process electronically. There are key tools for creating repeat invoices, taking online payments, tracking sales revenues and chasing up any late payments all from inside Xero. Removing the hurdles to efficient invoicing The traditional way of raising invoices

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Got less than $500,000 in Super?
21/09/18

Got less than $500,000 in Super?

Catch up on pre-tax Super contributions from 1 July 2018 You can’t make more than $25,000 in pre-tax or concessional contributions per financial year. But what if you don’t need to contribute that much? What if you only have $5,000 worth of contributions?  What happens to the remaining $20,000? Previously, this unused contribution cap space simply expired at the end of the financial year. For people with less than $500,000 in super, this is no longer the case. As o

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Using KPIs to kick business goals!
18/09/18

Using KPIs to kick business goals!

What does it take to win the "Business Premiership"? By Luke Nolan With footy finals in full swing and the summer of sport just around the corner, I’ve found myself reflecting on the sports teams I’ve been a part of. I have been fortunate enough to be involved in some successful teams, but I have also been a part of some terrible sides which finished near the bottom of the ladder. All of these teams had the same goal at the start of the year, to win the premiership. The more successf

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