We’re a lucky country, but will you have enough for retirement?

We’re a lucky country, but will you have enough for retirement?

 If you were to watch the news recently (by recently I mean in the last 2 decades) you would think that Australia may be about to lose its ‘Lucky Country’ tag. However, research released by Credit Suisse Research Institute has Australia faring very well in the wealth rankings.   The richest nations in the world are classed as those with a wealth per adult figure of over USD 100,000.   Below is a table ranking these nations in order of wealth per adult.  

+ READ MORE
Learning from Investing Mistakes

Learning from Investing Mistakes

Hints and tips to help you move on “All men make mistakes, but only wise men learn from their mistakes.” Winston Churchill   Some of the world’s most successful people didn’t get there without making some mistakes along the way. So when it comes to investing, if you make a mistake, this shouldn’t deter you. When you make a bad investment decision this can help you more than your good ones. They hurt, but they do make you a better investor if you learn from yo

+ READ MORE
Can we FIX it? The Fixed or Variable Loan Debate

Can we FIX it? The Fixed or Variable Loan Debate

It’s inevitable that with a historically low cash rate coupled with fixed home loan rates at never seen before lows as of late last year, the debate to fix your home loan or stick with the variable rate is on.   Fixing your home loan raises many questions…   Is it too early? Is it too late? What features will I lose? Is it hard to do?   If you’re asking these questions then you’re asking the right questions. Fixing your home loan can be an incre

+ READ MORE
Refinance to a “Split Loan” and reduce your Tax

Refinance to a “Split Loan” and reduce your Tax

Let the MB+M team show you how to save tax on your home loan (and get the BEST interest rate) …   To create wealth, you should try to pay off non tax-deductible loans as quickly as possible (before you start to pay off any tax-deductible debt).   A “SPLIT LOAN” allows you to do this in the fastest way possible (and as a result REDUCE your tax bill).   It does this by allowing you to: (more…)

+ READ MORE
Is “robbing Peter to pay Paul”, right for your future?

Is “robbing Peter to pay Paul”, right for your future?

Article by Myles Martin, MB+M   Debate raged last week around the potential use for First Home Buyers to dip into their superannuation, put forward by Treasurer Joe Hockey, as a means to fix Australia’s housing affordability issues. This debate, putting political preferences aside, got me thinking about whether this was a good, bad or indifferent proposal to help young home buyers get a piece of the Australian dream: “owning their own Home”.   My first ques

+ READ MORE
Going undercover

Going undercover

First the good news, millions of Australians gain their life and disability insurance as well as income-protection insurance through their super funds' default cover. And the level of that default cover tends to be much more adequate than a decade ago. Now the not-so-good news. It can be a costly mistake to assume that your super fund's default insurance cover is adequate for your circumstances. "Underinsurance in Australia 2014", a 94 page report published recently by Rice Warner Actuaries,

+ READ MORE

READY TO SIGN UP FOR A SUCCESSFUL FUTURE?

If you want to grow your business
and your wealth with a proactive,
forward-thinking team of experts,
let’s get started!

23 Nixon Street
Shepparton
Victoria 3630

03 5821 9177